There is a great book that was published called Success For Teens. It is so important that we do what King Solomon says and that is "Guard your Heart for it is the well spring of life." In addition to that you might want to also keep an eye your kids. Funny thing is that you may watch out for your kids more then you watch out for yourself. Remember to watch who you hang out with because you are always an average of the people you hang out around. You might want to invest in a Bose Head Set for your office!! Learn a different language or something, but block the negativity around you. Trust me I have been in that environment and no matter how strong you think you are eventually their ideals and mindsets will rub off on you and you will pass them on like a disease to the people you have influence over.
Remember internship and mentor-ships usually come free with priceless relationships, connections, and advice. That compared to 100K in debt for a piece of paper and no means to pay it off anytime soon should make it easy to point your kids in the right direction. Always look at ROI (return on investment) it is the best gage of weather you are going the right direction. Example of 4-8 years of time ending up -100K in debt is BAD….. or 4-8 years interning or developing a “muse” & saving or generating 2,500 per month makes you a millionaire which is GOOD. We all have the same amount of time. Time is our most valuable asset, and the one thing that we are all running out of and can’t by anymore of, so use it wisely. You can either choose to spend time, or invest your time, but again the choice is yours. Who you choose to spend your time with and who and what you invest your time in will drastically change the course of your life and the lives of those around you.